Buying a Home?
Whether for the First Time or Experienced
Buying a home is probably the
biggest investment you will make, with long-term financial
ramifications. It calls for many informed decisions and for good
advice from a real estate professional. When buying a home, our
knowledge and skills as real estate agents can benefit you in the
following ways:
Determining how much home you can actually afford.
Determining the true market value of the homes you are interested
in. We will make sure you get the best value for your money. This
will help us negotiate the best price and terms for you on your new
home.
Our expert knowledge of Cary and its surrounding areas, schools,
economy, neighborhoods and area tax structures are invaluable in
finding homes that are best suited to your needs.
Our guidance in learning everything there is to know about the home
you are purchasing. We will make you fully aware of all inspections
that are available to you.
Our experience and knowledge of contracts and their complicated
terms and clauses will give you confidence when you are signing
documents.
These are only a few of the ways that my experience as a real estate
agent can benefit you.
BUYING A HOME FOR THE FIRST TIME?
Making the decision to purchase
your first home should be very exciting. As real estate experts we
will guide you through a process that may seem intimidating.
We will help you determine how much you can really afford, how to
qualify for a mortgage and how much of a down payment you will need.
We will also share what financial institutions are looking for and
how to get approved for financing. You will learn what your payments
will be, the tax advantages of buying and if renting or buying is
best for you.
Please visit "What Does Buyer
Agency Mean To You?" to learn more about our services.
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GUIDE TO
McHenry County
This handy guide was developed by
to assist homeowners and potential home buyers in
finding shopping, restaurants, golf courses, hotels, services,
etc., in Northern McHenry County. Click the link below to
open the guide in a new window:
Shopping & Services Guide for McHenry County
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When to Start
Looking For a Home
Don't wait until you have the
money! Most buyers aren't aware of all the financing options
available to them that require little or no down payment. Ask your
"Buyers Agent" to recommend qualified & reputable lenders.
Check into your mortgage
options. You'll want to obtain a written "Pre-Approval" from a
mortgage lender indicating the amount you will be qualified to
borrow.
Where would you like to live?
Do you want to be in a certain school district? Need to be close to
major highway or train? Concentrate your beginning point there.
Think about your household
needs. How many bedrooms you need, floor plan or design, size of
garage, etc…
Are you renting? Allow
enough time so that when you are ready to move, you will be able to
go right into your new home. Your "Buyers Agent" can help you time
it just right!
Begin researching the market
before you intend to buy. Start 6-9 months early! Ask your
"Buyers Agent" to start sending you listings. Through the internet &
your e-mail you can receive automated "up to the minute" notice on
homes that fit your criteria and price range as soon as they become
available to the market. Through "Connect MLS" (A direct link to the
Multiple Listing Service of Illinois which services 1000's of
listings from all it's member offices)
Learn about disclosures and
contracts. Last but certainly not least, have your "Buyers
Agent" sit down and educate you on the many forms and documents you
will be asked to sign. It is a complex process that has many
potential pitfalls and glitches that demand the undivided attention
and involvement of a Real Estate Professional who has been trained
in the intricacies of negotiating and finalizing a transaction to
completion. For many people, buying a home is an extremely emotional
experience. Technology is a wonderful and powerful too, but that's
precisely what it is. It cannot and never will be able to offer the
assurance, guidance and friendship that are unique to the kind of
personal interaction which a "Buyers Agent" and their clients enjoy.
It's important to have someone to guide you through the process,
strongly negotiate on your behalf and ensure you're playing with the
market, not against it!
We work hard for you! |
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agent profile
Mary Opfer
Managing Broker, E-Pro, ABR, ASP Buyer & Seller Representation
Mary Opfer is the leader of The Mary Opfer Team
at REMAX Unlimited Northwest in Cary, Illinois. Dedicated
to providing service with quality, value and integrity to
all, Mary has been buying and selling homes and real estate
in the Village of Cary and the Cary Grove area since 1989,
and has closed in excess of 118 Million Dollars in career
sales …and counting. |
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